Having a trusted insurance agent is important for several reasons. Firstly, insurance can be complicated and confusing, and an experienced agent can guide you through the process of choosing the right coverage for your specific needs. They can also help you understand the terms and conditions of your policy, and explain any exclusions or limitations.

Secondly, a trusted insurance agent can provide personalized service and advice. They can help you evaluate your risk and recommend the coverage that is right for you. They can also help you identify discounts and cost-saving opportunities, and can provide you with a customized insurance package that is tailored to your unique circumstances.

Thirdly, a trusted insurance agent can act as an advocate for you in the event of a claim. They can help you navigate the claims process, and can work with the insurance company to ensure that you receive a fair settlement. They can also help you understand the claims process and answer any questions you may have.

Finally, having a trusted insurance agent can provide peace of mind and security. Knowing that you have someone you can rely on to help you in the event of an accident or loss can help you sleep better at night.

We provide expertise, personalized service, advocacy, and peace of mind. They can help you choose the right coverage, save money, and ensure that you are properly protected in the event of a loss.

Call us, your Michigan neighbors, today!

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From Restaurant buildings to Inventory Warehouses, from Stock to Garages, you need an trusted professional that will help you protect your assets.

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Commercial Insurance starts with a conversation. Certain types of vehicles and certain usages of any vehicle require a Commercial Auto policy. Other situations may allow a personal auto policy with a business-use endorsement. We will review everything with you so you feel comfortable in understanding exactly what types of coverages you need and how much you need. We work with many insurance providers to select one that fits your needs and goals. Examples of businesses whose Commercial Auto we insure include:

• Well drillers
• Auto Garages
• Contractors
• Pool Servicing
• Trucking
• Main Street Offices
• Insurance Agencies

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RVs, ATVs, and Boats generally require their own policies. As an independent insurance agency, we represent many carriers to find you the best value for your recreational insurance. We insure:

• Motor Coaches
• Camper Vans
• Travel Trailers
• Fifth Wheels
• Pop-ups
• ATVs & ORVs
• Boats
• Watercraft
• LIability for these

If you can drive it, we can insure it! Insurance for these types of vehicles may also include liability, emergency services, medical payments, and personal property. Drop us a line to bundle, and save!

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Umbrella insurance is a descriptive term to describe its function: cover and provide additional insurance for underlying policies, usually home and auto. Umbrella insurance is a high value way to do so without a large added cost. In addition to increasing policy limits, many times umbrella insurance can cover what the underlying policies exclude. Umbrella policies cover you for:

• Personal liability
• Excess Property Damage
• Excess Auto Liability Limits
• And More…

Get in touch with us to have a conversation—We will explore the options available to you and let you know if Umbrella Insurance is right for you!

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Your assets are your responsibility! Even if you don’t own your home, you still need insurance. Renters insurance will help to protect your personal property and includes the following coverages:

• Personal Property, including property stored at other locations
• Additional Living Expenses (temporary housing when your home becomes unlivable)
• Premises Liability
• Medical Payments

Get in touch with us for a free, no-obligation quote! We will talk with you to understand exactly what kind and amount of insurance you need to maximise the value of your insurance dollar.

The post Renters first appeared on Janus Insurance Agency.

Mobile Home coverage is similar to Homeowners coverage but is different in a few key aspects. Mobile Home is an umbrella term that includes the following types of structures:

• Mobile Home (built prior to 1976)
• Manufactured Home (built after 1976 and adheres to HUD code)
• Park Model
• Modular Home
• Stationary Travel Trailer

We cover all of these! Get in touch with us so we can talk about the different coverages we offer that will suit your exact needs.

The post Mobile Home first appeared on Janus Insurance Agency.

• Loss assesment
• Personal Liability Coverage
• Condo Property Damage

The post Condo first appeared on Janus Insurance Agency.

The post Motorcycle first appeared on Janus Insurance Agency.

As an independent agency in Texas (Michigan), we will shop the auto insurance market for you to find you the best value on coverage that suits your needs. We will keep your interests in mind while protecting you for the best value.

• Liability coverage (property damage and liability
• Comprehensive & Collision coverage
• Medical payments & Personal Injury protection (PIP)
• Uninsured and underinsured motorists coverage
• Roadside and Rental coverage

We’ll get you covered for all types of situations!:

• DUI
• Uber / Lyft ride share
• Lapse in coverage
• Tickets and Accidents
• Commercial Auto
• Discounts—We will find all the discounts that are available to you
• Bundle with Home, Manufactured Home, and Renters!

The post Auto first appeared on Janus Insurance Agency.