Janus Insurance Agency

Janus Insurance Agency


We’ll get you covered for one of your largest assets

Getting homeowners insurance starts with a conversation as the price and level of coverage depend on various factors. These include roof type and age, construction type, distance to a fire station, and more. We offer complete home coverage including:

  • Building Structure and Other Structures on the property
  • Personal Property
  • Living expenses if the home becomes unlivable
  • Personal Liability
  • Medical Payments
  • Earthquake
  • Flood

Before binding a policy we will walk through it so you understand exactly what you are getting and how losses to your home will be valued by the insurance company. We will run a replacement cost estimator so you have a good idea of how much it would cost to rebuild your home. We will advise you of additional coverages we may recommend, including:

  • Foundation Coverage
  • Water Damage
  • Sewer and Sump Pump Backup
  • Trampoline and Pool Liability coverage / exclusion
  • Home Systems Protection

Our priority is to understand your situation well enough to get you covered without cutting corners. We want you to feel comfortable and knowledgeable about your own insurance!